Marriage: Financial Planning Tips For Your Dearest One

According to the Britannica dictionary, marriage is a legally and socially sanctioned union, usually between a man and a woman, that is regulated by laws, rules, customs, beliefs, and attitudes that prescribe the rights and duties of the partners and accords status to their offspring (if any). However there are deeper meanings of a marriage. We all know that. Since we were little, we have at least daydreamed about our perfect marriage. As we grow older, we started to realize that there is more than just kissing and having fun with our future husband on our wedding day. Yucks! Truth sucks! But that is the reality.   

I feel like marriage is an ongoing partnership with your loved ones. There are ongoing efforts, responsibilities and bits to love about each other. It is not just about love and sex. Here are some of the recommendations of financial tips for planning with your partner. 


Talk With Your Partner 

Sit down and talk with your partner regarding your plan for the future. Then, talk about how to fulfil those dreams that both of you crave for. Is it realistic? When can both of you guys can fulfil them? Bear in mind, that money is one of the most important things for couples to argue about. Thus, it is not surprising that money-related conflicts are often referred to as the first problems in most large families.

Safe Some Money

It doesn’t matter what your job is, whether you work as a cleaner, an engineer or a cashier, you must be good at managing your own financial situation. You have to differentiate between wants and needs. It is a clear thin line. However, you know the inflow and outflow of the money inside your pocket. Don’t be someone who every time you get a salary, your money keeps disappearing and you don’t know where.

Create a financial budget. When you get a salary, plan what to pay, what to buy and what are you planning to buy in the future. Then your finances will be better managed than before.

Set Goals To Buy and Own House

A house is needed in marriage

Buy at least one home as your asset. Yes, a home. As soon as you start working, please set aside a fund to buy a house. One thing to remember, if you buy a house before the age of 30, your monthly installment becomes lower than when you turned 30 years old and above. This is because you can take a long financing period for your house. Whatever you and your partner plan for the future, please at least own a house. I have known some people that turned 43 years old and still have rent from people. It is fine, I guess but you never know how much the future will work out. You want to retire at the comfort of your house rather than someone else’s house. 

Think Before Spending 

Whether you are in a comfortable or severe financial situation, most couples will discuss before deciding to purchase anything. A major purchase for example, should be made through discussion.

Make sure to discuss first with your partner before making any purchase because it can also be a financial problem between you too.

Take small and easy steps. Pray and eat healthy. Keep in mind that being financially stable or wealthy is not the only thing you need for a happy life. Get your cheap construction materials Malaysia here. 

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